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By John Robison

Almost every casino has its own gaming guide, and every casino gaming guide I've ever read recommends playing full coin at all times on all slot machines. Manyslot books make this same recommendation. The reason the books and guides give for always playing full coin is that you get the maximum long-term payback possible from a machine only when youplay full coin. This statement is true for some machines. For others, it isn't. Moreover concentrating only on long-term payback completely ignores the fact that you are putting more money atrisk when you play full coin than when you play short coin. Is the extra risk always balanced out by the increase in payback?

Are you really better off playing full coin at all times on all machines? I analyzed the programming on over 1,000 slot machines to formulate Robison's Rules for Playing Full Coin, whichfollow.
Play one coin at a time on Straight Multipliers.
A Straight Multiplier is a machine on which the payoffs for the winning combinations for the second coin are exactly twice those of the first coin, and the payoffs for the third coin are threetimes those of the first, etc. An example of a Straight Multiplier is a two-coin Double Diamond machine, which pays 800 coins for the jackpot when you play one coin, and 1,600 coins for thejackpot when you play two coins.

Playing more than one coin at a time on a Straight Multiplier is a waste of your bankroll. You’re not buying any new winning combinations, nor are you buying a bonus for a winningcombination.
The long-term payback of a Straight Multiplier is the same regardless of how many coins you play. Let’s say you’re going to play 1,000 spins on a one-dollar two-coin Double Diamond machine witha long-term payback of 95%. It makes more sense to expose only $1,000 to that 5% house edge, for an expected loss of $50, than $2,000, for an expected loss of $100.

Play one coin at a time on Bonus Multipliers - A Bonus Multiplier is just like a Straight Multiplier, only one or more combinations pay a bonus over the straight multiple. A three-coin DoubleDiamond machine, which pays 800, 1,600, and 2,500 coins for the jackpot when playing one, two, or three coins, respectively, is an example of a Bonus Multiplier. The straight multiple for thethree-coin jackpot is 2,400 coins, but this machine pays a 100-coin bonus for playing the third coin.

Even though Bonus Multipliers encourage you to play full coin to qualify for their juicy bonuses on some winning combinations (usually just the top jackpot), those combinations hit soinfrequently that even huge bonuses on them increase the long-term payback by very little.

Let’s look at an IGT Red, White and Blue machine. One payback program available for this machine pays a 2,800-coin bonus on the top jackpot for full-coin play. The long-term payback whenplaying one coin at a time is 91.757%, while the long-term payback when playing three coins at a time is 92.47%. The 0.713 percentage point increase in long-term payback does not make itworthwhile to play three coins at a time, unless you also cut back on the number of spins in such a way that you give the same amount of action. If you play at the same pace, you'll end upplaying three times as much money in the machine, but you won't get enough of an increase in payback with full-coin play to offset the increase in money you expose to the house edge.

Let’s compare the expected losses for the three styles of play: one coin at regular pace, three coins at regular pace and three coins at a slow (one-third of regular) pace. Let’s say we playthrough $1,500 at regular pace playing one coin at a time. The long-term payback is 91.757% when we play one coin at a time, so the house edge is 8.243%. When we play $1,500 against that houseedge, our expected loss is 8.243% of $1,500, or $123.65. If we play three coins at a time at the same pace, we decrease the house edge to 7.53%, but we triple our action to $4,500. Our expectedloss is $338.75. But if we can play three coins at a time at one-third pace, we play through only $1,500 at the full-coin house edge and have an expected loss of only $112.95.

It’s nearly impossible to maintain a slow pace when playing the slots. The sights and sounds of the casino are all designed to get you excited and to make you lose track of the passage of time.If you’re like me, you can keep a slow pace for a few minutes, but soon you’ll find yourself back at your regular pace and exposing too much of your bankroll. Because of the difficulty ofplaying at a slow pace, I recommend that players play one coin at a time on Bonus Multipliers.

I should mention one other thing about Bonus Multipliers. Many times the bonus is just a few hundred coins, but sometimes the bonus is huge, thousands of coins. If you can’t stand the thoughtof missing out on a big jackpot bonus because you played only one coin, do as I do and stay away from Bonus Multipliers with big bonuses.

A few years ago, I was at Bally’s Wild West casino playing one coin at a time on a bonus Multiplier that paid bonuses for full-coin play on multiple combinations. I hit one of the lower-payingbonus combinations. As I was waiting for my handpay, a passerby said that, “I bet you wish you had played full coin.”

I said, “If I had known I was going to hit on this spin, I would have played full coin.” Of course, I didn’t know that. Also, if I had been playing full coin all along, I would have run out ofsession money long before this spin. Instead, I chose to stretch my bankroll by playing one coin at a time and I was fairly sure that I was playing at a lower expected loss than playing fullcoin.

Play full coin on Buy-A-Pays - On Buy-A-Pays, additional coins buy additional winning combinations. The paytable on a Buy-A-Pay is displayed as a set of boxes, one box for each coin you canplay. The box labeled “1st Coin” shows all of the winning combinations that the first coin buys and how

much each combination pays. The box labeled “2nd Coin” shows all of the winning combinations and payouts that the second coin buys, and so on. If you play only one coin and a combination boughtby the second coin lands on the payline, you don’t win anything.
When you play additional coins per spin on a Buy-A-Pay, you activate additional winning combinations and you buy increased hit frequency and increased long-term payback. Sometimes the paybackon the first coin played in a Buy-A-Pay is very low—sometimes even as low as the regulations in a jurisdiction allow.

One of the payback programs available for a two-coin Sizzling 7s machine pays back 95.315% when played with one coin per spin, and 98.088% when played with two coins per spin. If you played1,000 spins, your expected loss would be 46.85 coins (4.685% of 1,000 coins) if you played one coin at a time, but only 38.24 coins (1.912% of 2,000 coins) if you played two coins at a time.

Although you're better off playing full coin on the Sizzling 7s payback program in the machine in my example above, there are other Sizzling 7s programs in which you are better off playing onlyone coin at a time. I can't guarantee that the increase in payback you buy with the additional coins will always outweigh the additional risk you have when playing more coins at a time. Butbecause that possibility exists, I recommend playing full coin on Buy-A-Pays.

There's another reason to play full coin on a Buy-A-Pay besides the mathematical one. It's an emotional reason. It can be very frustrating to have a winning combination land on t

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